Top 10 Airline Credit Cards
Airline credit cards are specialized credit cards that offer rewards and benefits tailored to frequent travelers. These cards typically provide points or miles for purchases, which can be redeemed for flights, seat upgrades, and other travel-related expenses. In addition, cardholders often enjoy perks such as priority boarding, free checked bags, and access to airport lounges.
The main advantage of airline credit cards lies in their rewards programs, which are usually aligned with a specific airline or a group of airlines within an alliance. These cards often have higher earning rates for purchases made directly with the airline, allowing users to accumulate miles more quickly. Many airline credit cards also come with substantial sign-up bonuses, which can significantly boost a user's mileage balance, often enough for a free flight or upgrade. Additional benefits may include travel insurance, protection against trip cancellations, and no foreign transaction fees, making these cards highly attractive for international travelers. However, it's important to consider the annual fees and interest rates associated with these cards, as they can be higher than those of standard credit cards. Balancing the costs against the potential rewards is crucial to determining if an airline credit card is the right fit for your travel habits and financial situation.
- Chase Sapphire Preferred® CardView All
Chase Sapphire Preferred® Card - Travel rewards card with premium benefits and flexible points.
- American Express® Gold CardView All
American Express® Gold Card - Rewards points, dining perks, and travel benefits.
- Capital One Venture Rewards Credit CardView All
Capital One Venture Rewards Credit Card - Travel rewards, unlimited miles, no foreign transaction fees.
- The Platinum Card® from American ExpressView All
The Platinum Card® from American Express - Luxury travel rewards card with extensive perks and high fees.
- Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®View All
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® - Travel rewards card with American Airlines benefits.
- Alaska Airlines Visa® Signature® Credit CardView All
Alaska Airlines Visa® Signature® Credit Card - Earn miles on purchases, enjoy travel benefits.
- Delta SkyMiles® Gold American Express CardView All
Delta SkyMiles® Gold American Express Card - Travel rewards card with Delta benefits and no foreign transaction fees.
- Southwest Rapid Rewards® Priority Credit CardView All
Southwest Rapid Rewards® Priority Credit Card - Enhanced travel rewards and benefits for frequent Southwest Airlines flyers.
- United℠ Explorer CardView All
United℠ Explorer Card - Travel rewards card with United Airlines benefits and perks.
Top 10 Airline Credit Cards
1.
Chase Sapphire Preferred® Card
Pros
High rewards on travel and dining Valuable sign-up bonus No foreign transaction fees Comprehensive travel insurance Points transfer to travel partners
Cons
Annual fee Requires good credit Limited lounge access No intro APR offer Rewards redemption complexity
2.
American Express® Gold Card
Pros
High rewards on dining
Generous grocery rewards
No foreign transaction fees
Annual dining credits
Flexible redemption options.
Cons
High annual fee
Limited acceptance abroad
Rewards categories capped
Complex rewards system
Requires good to excellent credit.
3.
Capital One Venture Rewards Credit Card
Pros
Unlimited 2x miles on every purchase
No foreign transaction fees
Flexible redemption options
Generous sign-up bonus
Travel benefits and protections.
Cons
Annual fee after the first year
High APR for some users
Limited travel partners
Requires good/excellent credit
No introductory APR offer.
4.
The Platinum Card® from American Express
Pros
Luxury travel perks
Extensive rewards program
Airport lounge access
High welcome bonus
Concierge service.
Cons
High annual fee
Limited acceptance
Complex rewards system
Requires excellent credit
Potential for overspending.
5.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Pros
Earn AAdvantage® miles
First checked bag free
Preferred boarding
No foreign transaction fees
Travel and purchase protection.
Cons
$99 annual fee (waived first year)
Limited airline partners
High APR
Few premium benefits
Miles may expire.
6.
Alaska Airlines Visa® Signature® Credit Card
Pros
Companion fare benefit
Earn Alaska miles
Free checked bag
No foreign transaction fees
Generous sign-up bonus.
Cons
Annual fee
Limited lounge access
Alaska Airlines only
Limited international partners
Average APR.
7.
Delta SkyMiles® Gold American Express Card
Pros
- Earn miles on purchases - First checked bag free - Priority boarding - No foreign transaction fees - Annual fee waived first year
Cons
Annual fee after first year Limited airline-specific benefits High APR Not widely accepted abroad Requires good credit score
8.
Southwest Rapid Rewards® Priority Credit Card
Pros
Earn Rapid Rewards points
7
500 anniversary points
4 upgraded boardings annually
$75 annual travel credit
no foreign transaction fees.
Cons
$149 annual fee
limited international reward flights
higher interest rates
fewer luxury perks
requires good credit score.
9.
United℠ Explorer Card
Pros
Free checked bag
Priority boarding
2 United Club passes
No foreign transaction fees
Earn miles on purchases
Cons
Annual fee
Limited lounge access
High APR
Limited to United Airlines
Limited travel benefits compared to premium cards