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Top 10 Lowe's Advantage Card

The Lowe's Advantage Card is a store-branded credit card offered by Lowe's, tailored specifically for their customers. It provides users with exclusive financing options and discounts, making it easier to manage home improvement expenses.

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With the Lowe's Advantage Card, cardholders can take advantage of a 5% discount on eligible purchases made every day at Lowe's stores and on their website. Additionally, the card offers special financing options on purchases over $299, allowing users to choose between six months of deferred interest or fixed monthly payments at a reduced APR for larger projects. These financing plans can be invaluable for managing the costs of significant home renovations or large-scale DIY projects. Furthermore, the card occasionally features promotional offers, such as additional discounts or extended financing terms, providing even more savings opportunities. However, it's important to note that the card's standard APR is relatively high, so paying off balances promptly is crucial to avoid accruing interest charges.

  • Chase Freedom Unlimited®
    Chase Freedom Unlimited®

    Chase Freedom Unlimited® - Cash-back credit card with no annual fee.

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  • Citi® Double Cash Card
    Citi® Double Cash Card

    Citi® Double Cash Card - Citi Double Cash Card: 2% cash back on all purchases.

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  • Discover it® Cash Back
    Discover it® Cash Back

    Discover it® Cash Back - Discover it® Cash Back offers 5% rotating category rewards.

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  • American Express® Gold Card
    American Express® Gold Card

    American Express® Gold Card - Rewards points, dining perks, and travel benefits.

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  • Capital One® Venture® Rewards Credit Card
    Capital One® Venture® Rewards Credit Card

    Capital One® Venture® Rewards Credit Card - Travel rewards, 2x miles on purchases, flexible redemption options.

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  • Bank of America® Customized Cash Rewards credit card
    Bank of America® Customized Cash Rewards credit card

    Bank of America® Customized Cash Rewards credit card - Flexible cash back categories, no annual fee.

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  • Wells Fargo Active Cash® Card
    Wells Fargo Active Cash® Card

    Wells Fargo Active Cash® Card - Unlimited 2% cash rewards on purchases, no annual fee.

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  • U.S. Bank Visa® Platinum Card
    U.S. Bank Visa® Platinum Card

    U.S. Bank Visa® Platinum Card - U.S. Bank Visa® Platinum Card: Low APR, no annual fee.

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  • Blue Cash Preferred® Card from American Express
    Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express - High cashback on groceries, streaming, gas, and transit.

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Top 10 Lowe's Advantage Card

1.

Chase Freedom Unlimited®

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The Chase Freedom Unlimited® is a versatile cash back credit card that offers unlimited 1.5% cash back on all purchases. Additionally, it provides 5% cash back on travel booked through Chase Ultimate Rewards®, 3% on dining and drugstore purchases, and 1.5% on everything else. There’s no annual fee, and new cardholders can benefit from an attractive sign-up bonus and a 0% introductory APR on purchases and balance transfers for the first 15 months.

Pros

  • pros 5% cash back on all purchases
  • pros No annual fee
  • pros Introductory 0% APR
  • pros Flexible redemption options
  • pros Purchase protection

Cons

  • consForeign transaction fees Requires good credit Limited travel benefits Balance transfer fee High APR after intro period
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2.

Citi® Double Cash Card

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The Citi® Double Cash Card is a versatile cash-back credit card offering 2% cash back on all purchases: 1% when you buy and an additional 1% when you pay off the balance. It features no annual fee and a 0% introductory APR on balance transfers for 18 months, followed by a variable APR. The card also includes benefits like Citi Entertainment access and protection features, making it a solid choice for straightforward cash-back rewards and financial flexibility.

Pros

  • pros 2% cash back on all purchases
  • pros no annual fee
  • pros flexible redemption options
  • pros long intro APR on balance transfers
  • pros easy to track rewards.

Cons

  • consNo intro APR on purchases
  • cons foreign transaction fee
  • cons balance transfer fee
  • cons cash back can expire
  • cons limited additional benefits.
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3.

Discover it® Cash Back

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The Discover it® Cash Back is a popular credit card that offers 5% cash back on rotating quarterly categories such as groceries, gas, and restaurants, up to a quarterly maximum, after enrollment. Cardholders earn 1% cash back on all other purchases. Notably, Discover matches all the cash back earned in the first year for new cardholders. The card features no annual fee, a 0% introductory APR on purchases and balance transfers for 15 months, and free access to FICO® credit scores.

Pros

  • pros No annual fee
  • pros 5% cash back in rotating categories
  • pros Cashback match first year
  • pros No foreign transaction fees
  • pros Free FICO score.

Cons

  • consRotating categories need activation
  • cons 1% cash back on other purchases
  • cons Limited acceptance abroad
  • cons Cash back capped quarterly
  • cons Requires good credit.
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4.

American Express® Gold Card

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The American Express® Gold Card is a premium charge card offering robust rewards, particularly for dining and supermarket purchases. Cardholders earn 4X Membership Rewards® points at restaurants and U.S. supermarkets (up to $25,000 annually). It also features 3X points on flights booked directly with airlines or via Amex Travel. Benefits include dining credits, travel protections, and no foreign transaction fees. With a stylish metal design, it's ideal for frequent travelers and food enthusiasts seeking valuable rewards and perks.

Pros

  • pros High rewards on dining
  • pros Generous grocery rewards
  • pros No foreign transaction fees
  • pros Annual dining credits
  • pros Flexible redemption options.

Cons

  • cons High annual fee
  • cons Limited acceptance abroad
  • cons Rewards categories capped
  • cons Complex rewards system
  • cons Requires good to excellent credit.
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5.

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards Credit Card is a popular travel rewards card offering 2X miles per dollar on every purchase. It features a generous sign-up bonus, flexible redemption options for travel expenses, and no foreign transaction fees. With an annual fee of $95, cardholders also enjoy travel benefits such as travel accident insurance and extended warranty protection. Ideal for frequent travelers, it combines simplicity and value in earning and redeeming travel rewards.

Pros

  • pros High rewards rate
  • pros Flexible redemption options
  • pros No foreign transaction fees
  • pros Sign-up bonus
  • pros Travel benefits.

Cons

  • cons Annual fee
  • cons Limited travel partners
  • cons Requires good credit
  • cons No introductory APR
  • cons Rewards redemption complexity.
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6.

Bank of America® Customized Cash Rewards credit card

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The Bank of America® Customized Cash Rewards credit card offers flexible cash back options, including 3% on a category of your choice (such as gas, dining, or online shopping), 2% at grocery stores and wholesale clubs, and 1% on all other purchases. Cardholders can earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days. There's no annual fee, and preferred rewards members can earn even more cash back.

Pros

  • pros Flexible rewards categories
  • pros No annual fee
  • pros Intro APR offers
  • pros Preferred Rewards bonus
  • pros Contactless payment option.

Cons

  • cons3% foreign transaction fee
  • cons Cash rewards cap
  • cons High regular APR
  • cons Limited travel perks
  • cons Requires good/excellent credit.
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7.

Wells Fargo Active Cash® Card

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The Wells Fargo Active Cash® Card is a popular cash rewards credit card offering unlimited 2% cash back on all purchases, making it a straightforward option for those seeking simplicity and value. It features a $0 annual fee, a generous introductory APR on purchases and balance transfers, and various benefits such as cell phone protection and access to Visa Signature perks. Ideal for everyday spending, it combines ease of use with robust rewards.

Pros

  • pros No annual fee
  • pros 2% cash rewards on purchases
  • pros intro APR on purchases and balance transfers
  • pros cellphone protection
  • pros Visa Signature benefits.

Cons

  • consHigh APR after intro period
  • cons foreign transaction fees
  • cons limited rewards categories
  • cons no travel-specific perks
  • cons requires good/excellent credit.
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8.

U.S. Bank Visa® Platinum Card

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The U.S. Bank Visa® Platinum Card is a credit card offering a lengthy 0% introductory APR on purchases and balance transfers, making it ideal for those looking to manage debt or finance large purchases. It features no annual fee, providing an affordable option for consumers. Additionally, the card includes benefits like fraud protection, mobile payment compatibility, and free access to your TransUnion credit score, catering to both convenience and security needs.

Pros

  • pros 0% intro APR on purchases
  • pros 0% intro APR on balance transfers
  • pros No annual fee
  • pros Cell phone protection
  • pros Free credit score access.

Cons

  • consNo rewards program
  • cons Balance transfer fee
  • cons High regular APR
  • cons Foreign transaction fees
  • cons Limited benefits compared to competitors.
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9.

Blue Cash Preferred® Card from American Express

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The Blue Cash Preferred® Card from American Express offers exceptional rewards for everyday spending, particularly on groceries and streaming services. Cardholders earn 6% cash back at U.S. supermarkets (up to $6,000 annually), 6% on select U.S. streaming subscriptions, 3% on transit and U.S. gas stations, and 1% on other purchases. It features a $0 introductory annual fee for the first year, then $95. Additional benefits include a welcome offer and various purchase protections, making it a top choice for families and frequent spenders.

Pros

  • pros High cash back on groceries
  • pros Cash back on streaming services
  • pros No annual fee first year
  • pros Travel protections
  • pros Access to Amex offers.

Cons

  • consHigh annual fee after first year
  • cons Limited acceptance internationally
  • cons Requires good credit
  • cons Cash back is capped
  • cons Foreign transaction fees apply.
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