United Business Card

What is the United Business Card?

The United Business Card is a credit card designed specifically for small business owners who frequently travel. This card allows businesses to earn miles on purchases made on the card, which can be redeemed for flights, hotel stays, and other travel-related expenses. With its robust rewards structure, the United Business Card offers a compelling option for entrepreneurs looking to maximize their travel benefits while managing their business expenses more effectively.

Key Features of the United Business Card

The United Business Card comes with a variety of features tailored to meet the needs of small business owners. Some of these features include:

• Earn Miles on All Purchases: Cardholders earn 2 miles per dollar spent on United purchases and 1 mile for every dollar spent on all other purchases.
• Sign-Up Bonus: New cardholders can often enjoy a generous sign-up bonus after meeting a minimum spending requirement within the first few months of account opening.
• No Foreign Transaction Fees: For businesses that travel internationally, this card does not charge fees for transactions made outside the United States.
• Employee Cards: Business owners can get additional cards for employees at no extra cost, allowing them to earn more miles for the business.
• Travel Benefits: Cardholders can access priority boarding on United flights, as well as free checked bags, making travel more convenient.

Rewards Structure Explained

The rewards structure of the United Business Card is designed to benefit frequent travelers. Below is a breakdown of how you can earn miles:

This tiered rewards structure means that business owners can significantly increase their miles accumulated by using the card for travel-related expenses. For instance, if a small business owner spends $5,000 on United flights and $10,000 on general purchases in a year, they would earn:

• 2 miles × $5,000 = 10,000 miles
• 1 mile × $10,000 = 10,000 miles

In total, this would equate to 20,000 miles earned in that year, which can be redeemed for free flights, hotel stays, and much more.

Benefits of Using the United Business Card for Travel

Using the United Business Card for business travel comes with various benefits that can enhance the overall travel experience. Some of the key advantages include:

• Priority Boarding: Cardholders can board United flights earlier, allowing them to settle in without the rush.
• Free Checked Bags: This benefit can save significant money on travel costs, particularly for business trips that often require extra luggage.
• Travel Insurance: The card often includes travel insurance benefits, covering flight delays, lost luggage, and other travel-related issues.
• Mobile App Access: The United mobile app allows cardholders to manage their travel bookings and view their miles balance conveniently.

Comparing the United Business Card to Other Business Travel Cards

When considering the United Business Card, it’s essential to compare it to other popular business travel cards. Here’s a quick comparison of some alternatives:

Each of these cards offers unique features and benefits. The choice depends on your business travel needs, spending habits, and preferences regarding airlines and rewards structures.

How to Get the Most Out of Your United Business Card

Maximizing the benefits of your United Business Card involves strategic planning and utilization of the card’s features. Here are some tips to help you get the most out of your card:

• Use the Card for Business Expenses: Make all your business-related purchases using the card to maximize your rewards.
• Take Advantage of Employee Cards: Issue cards to employees to increase your rewards potential without additional costs.
• Monitor Promotions: Keep an eye on special promotions that may offer additional miles for specific purchases or travel.
• Plan Travel Wisely: Schedule business trips around high-earning categories to accumulate miles faster.

By implementing these strategies, small business owners can enhance their travel experience and make the most out of their United Business Card.