Top 10 Business Travel Credit Cards
Business travel credit cards are specialized financial products designed to meet the needs of frequent business travelers. They offer various perks such as travel rewards, expense management tools, and exclusive benefits aimed at making travel more efficient and cost-effective.
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These cards often come with a range of features that cater specifically to business travel requirements. For instance, cardholders may earn points or miles for every dollar spent, which can be redeemed for flights, hotel stays, or other travel-related expenses. Additionally, business travel credit cards frequently offer complimentary access to airport lounges, travel insurance, and concierge services. They also often provide tools for managing and tracking expenses, which can be particularly useful for businesses aiming to streamline their expense reporting process. Some cards may offer higher earning rates on specific categories like airfare, dining, or hotel stays, providing further value for frequent travelers. Finally, features such as no foreign transaction fees and travel-related purchase protections help make international business travel smoother and more economical.
../assets/images/NO_1.webpAmerican Express Business Platinum CardView AllAmerican Express Business Platinum Card - Premium rewards and benefits for business travel and expenses.
../assets/images/NO_2.webpChase Ink Business Preferred Credit CardView AllChase Ink Business Preferred Credit Card - High-reward business card with flexible points and travel benefits.
../assets/images/NO_3.webpCapital One Spark Miles for BusinessView AllCapital One Spark Miles for Business - Business card earning unlimited travel miles with flexible redemption.
../assets/images/NO_4.webpCitiBusiness / AAdvantage Platinum Select MastercardView AllCitiBusiness / AAdvantage Platinum Select Mastercard - Business credit card with AAdvantage miles and travel perks.
../assets/images/NO_5.webpMarriott Bonvoy Business American Express CardView AllMarriott Bonvoy Business American Express Card - Rewards business spending with travel perks and Marriott points.
../assets/images/NO_6.webpThe Business Platinum Card from American ExpressView AllThe Business Platinum Card from American Express - Premium business card with luxury perks and extensive rewards.
../assets/images/NO_7.webpUnited Business CardView AllUnited Business Card - United Business Card: Travel rewards, flight perks, business benefits.
../assets/images/NO_8.webpDelta SkyMiles Gold Business American Express CardView AllDelta SkyMiles Gold Business American Express Card - Delta travel rewards, business perks, moderate annual fee.
../assets/images/NO_9.webpHilton Honors American Express Business CardView AllHilton Honors American Express Business Card - Travel rewards, business benefits, Hilton perks.
Top 10 Business Travel Credit Cards
1.
American Express Business Platinum Card
The American Express Business Platinum Card is a premium charge card tailored for entrepreneurs and business owners. It offers extensive travel perks, including airport lounge access, hotel elite status, and airline fee credits. Cardholders also benefit from rewards points on purchases, comprehensive expense management tools, and 24/7 concierge services. Additionally, the card provides various business-focused benefits, such as purchase protection, extended warranties, and access to exclusive events, making it a valuable asset for high-spending business travelers.
Pros
Extensive travel rewards- Luxury airport lounge access
- Comprehensive travel insurance
- No foreign transaction fees
- 24/7 concierge service.
Cons
High annual fee- Limited acceptance
- Complex rewards program
- Excellent credit required
- Limited cash-back options.
2.
Chase Ink Business Preferred Credit Card
The Chase Ink Business Preferred Credit Card is a premium business credit card offering substantial rewards and benefits. Cardholders earn 3x points on travel, shipping, internet, cable, phone services, and advertising purchases up to $150,000 annually. It features a generous sign-up bonus, robust travel protections, and no foreign transaction fees. Points can be redeemed through Chase Ultimate Rewards for travel, cash back, or transferred to partner programs. Ideal for business owners seeking flexibility and rewards.
Pros
- High rewards rate
- Travel benefits
- No foreign transaction fees
- Extensive insurance coverage
- Large sign-up bonus
Cons
- Annual fee
- Requires good credit
- Limited redemption options
- High APR
- No introductory APR
3.
Capital One Spark Miles for Business
The Capital One Spark Miles for Business is a travel rewards credit card designed for business owners. It offers unlimited 2 miles per dollar on every purchase, with no expiration on miles. Cardholders benefit from a generous sign-up bonus, no foreign transaction fees, and flexible redemption options including travel, cash back, and gift cards. Additional perks include travel and purchase protections, and the ability to transfer miles to various travel loyalty programs. An annual fee applies after the first year.
Pros
- 2x miles on all purchases
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No foreign transaction fees
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50
- 000 miles sign-up bonus
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Flexible redemption options
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Free employee cards.
Cons
- $95 annual fee after the first year
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Limited travel partners
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Requires good to excellent credit
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No introductory APR
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Potential for high APR.
4.
CitiBusiness / AAdvantage Platinum Select Mastercard
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a travel rewards credit card tailored for business owners who frequently fly with American Airlines. It offers benefits like earning AAdvantage® miles on purchases, priority boarding, and first checked bag free on domestic American Airlines flights. Additional perks include no foreign transaction fees, access to American Airlines' reduced mileage award program, and complimentary employee cards. Ideal for businesses looking to maximize travel rewards and streamline expenses.
Pros
- Earn American Airlines miles
Free checked bag
Priority boarding
No foreign transaction fees
Companion certificate after spending threshold
Cons
- High annual fee
Limited airline-specific benefits
High APR
Requires good credit
Limited airport lounge access
5.
Marriott Bonvoy Business American Express Card
The Marriott Bonvoy Business American Express Card is a rewards card tailored for small business owners and frequent travelers. It offers generous points on Marriott Bonvoy hotel stays, dining, gas, and other business-related purchases. Cardholders benefit from perks like free night awards, automatic Silver Elite status, and complimentary in-room Wi-Fi. Additional features include travel and purchase protections, no foreign transaction fees, and access to expense management tools, making it ideal for business travel and expenses.
Pros
-
High rewards rate
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Complimentary Silver Elite status
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Free night award annually
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No foreign transaction fees
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Travel and purchase protections.
Cons
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$125 annual fee
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Limited airline transfer partners
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Rewards redemption restrictions
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Requires good credit
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No intro APR offer.
6.
The Business Platinum Card from American Express
The Business Platinum Card from American Express is a premium charge card designed for business owners seeking luxury travel perks and robust rewards. It offers extensive benefits, including access to exclusive airport lounges, 5X points on flights and prepaid hotels, and a variety of travel and business-related credits. It comes with a hefty annual fee, but the value provided through its comprehensive suite of services, including 24/7 concierge support and various purchase protections, can justify the cost for frequent travelers.
Pros
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High rewards on travel
- Extensive airport lounge access
- Annual travel credits
- Premium travel insurance
- Concierge service.
Cons
-
High annual fee
- Limited reward categories
- Complicated rewards structure
- Requires excellent credit
- May have limited merchant acceptance.
7.
United Business Card
The United Business Card is a travel rewards credit card tailored for business owners and frequent flyers of United Airlines. It offers benefits such as priority boarding, free checked bags, and access to United Club lounges. Cardholders earn miles on every purchase, with bonus miles for United Airlines purchases, dining, and office supplies. Additional perks include travel and purchase protections, no foreign transaction fees, and flexible redemption options for flights, upgrades, and more.
Pros
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Earn United miles
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Priority boarding
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Free checked bag
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Two United Club passes
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No foreign transaction fees.
Cons
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Annual fee
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Limited lounge access
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High APR
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Miles expiry
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Limited airline choice.
8.
Delta SkyMiles Gold Business American Express Card
The Delta SkyMiles Gold Business American Express Card is a travel rewards card tailored for small business owners. It offers benefits including earning 2 miles per dollar on eligible purchases made directly with Delta, U.S. advertising, U.S. shipping, and dining. Cardholders enjoy a first checked bag free on Delta flights, priority boarding, and no foreign transaction fees. Additionally, the card provides various business management tools and a welcome bonus for new members, making it ideal for frequent business travelers.
Pros
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No foreign transaction fees
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First checked bag free
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Priority boarding
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Earn miles on purchases
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Annual fee waived first year.
Cons
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Annual fee after first year
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Limited lounge access
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High APR
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Low redemption value on some flights
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Limited transfer partners.
9.
Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card offers robust rewards for business expenses, including 12X points on Hilton purchases, 6X on select business and travel categories, and 3X on other purchases. Benefits include complimentary Hilton Honors Gold status, a free weekend night reward after spending $15,000 in a calendar year, and no foreign transaction fees. Ideal for frequent travelers, it combines valuable travel perks with business-friendly features, enhancing both work and leisure experiences. Terms apply.
Pros
- High Hilton points earning rate
- Complimentary Gold Status
- Free Weekend Night Reward
- No foreign transaction fees
- Access to Amex Offers.
Cons
-
Annual fee
- Limited airport lounge access
- Rewards best for Hilton stays
- High APR
- Spending requirements for bonuses.