Top 10 Business Travel Credit Cards
Business travel credit cards are specialized financial products designed to meet the needs of frequent business travelers. They offer various perks such as travel rewards, expense management tools, and exclusive benefits aimed at making travel more efficient and cost-effective.
These cards often come with a range of features that cater specifically to business travel requirements. For instance, cardholders may earn points or miles for every dollar spent, which can be redeemed for flights, hotel stays, or other travel-related expenses. Additionally, business travel credit cards frequently offer complimentary access to airport lounges, travel insurance, and concierge services. They also often provide tools for managing and tracking expenses, which can be particularly useful for businesses aiming to streamline their expense reporting process. Some cards may offer higher earning rates on specific categories like airfare, dining, or hotel stays, providing further value for frequent travelers. Finally, features such as no foreign transaction fees and travel-related purchase protections help make international business travel smoother and more economical.
- American Express Business Platinum CardView All
American Express Business Platinum Card - Premium rewards and benefits for business travel and expenses.
- Chase Ink Business Preferred Credit CardView All
Chase Ink Business Preferred Credit Card - High-reward business card with flexible points and travel benefits.
- Capital One Spark Miles for BusinessView All
Capital One Spark Miles for Business - Business card earning unlimited travel miles with flexible redemption.
- CitiBusiness / AAdvantage Platinum Select MastercardView All
CitiBusiness / AAdvantage Platinum Select Mastercard - Business credit card with AAdvantage miles and travel perks.
- Marriott Bonvoy Business American Express CardView All
Marriott Bonvoy Business American Express Card - Rewards business spending with travel perks and Marriott points.
- The Business Platinum Card from American ExpressView All
The Business Platinum Card from American Express - Premium business card with luxury perks and extensive rewards.
- United Business CardView All
United Business Card - United Business Card: Travel rewards, flight perks, business benefits.
- Delta SkyMiles Gold Business American Express CardView All
Delta SkyMiles Gold Business American Express Card - Delta travel rewards, business perks, moderate annual fee.
- Hilton Honors American Express Business CardView All
Hilton Honors American Express Business Card - Travel rewards, business benefits, Hilton perks.
Top 10 Business Travel Credit Cards
1.
American Express Business Platinum Card
Pros
Extensive travel rewards
Luxury airport lounge access
Comprehensive travel insurance
No foreign transaction fees
24/7 concierge service.
Cons
High annual fee
Limited acceptance
Complex rewards program
Excellent credit required
Limited cash-back options.
2.
Chase Ink Business Preferred Credit Card
Pros
High rewards rate
Travel benefits
No foreign transaction fees
Extensive insurance coverage
Large sign-up bonus
Cons
Annual fee
Requires good credit
Limited redemption options
High APR
No introductory APR
3.
Capital One Spark Miles for Business
Pros
2x miles on all purchases
No foreign transaction fees
50
000 miles sign-up bonus
Flexible redemption options
Free employee cards.
Cons
$95 annual fee after the first year
Limited travel partners
Requires good to excellent credit
No introductory APR
Potential for high APR.
4.
CitiBusiness / AAdvantage Platinum Select Mastercard
Pros
Earn American Airlines miles Free checked bag Priority boarding No foreign transaction fees Companion certificate after spending threshold
Cons
High annual fee Limited airline-specific benefits High APR Requires good credit Limited airport lounge access
5.
Marriott Bonvoy Business American Express Card
Pros
High rewards rate
Complimentary Silver Elite status
Free night award annually
No foreign transaction fees
Travel and purchase protections.
Cons
$125 annual fee
Limited airline transfer partners
Rewards redemption restrictions
Requires good credit
No intro APR offer.
6.
The Business Platinum Card from American Express
Pros
High rewards on travel
Extensive airport lounge access
Annual travel credits
Premium travel insurance
Concierge service.
Cons
High annual fee
Limited reward categories
Complicated rewards structure
Requires excellent credit
May have limited merchant acceptance.
7.
United Business Card
Pros
Earn United miles
Priority boarding
Free checked bag
Two United Club passes
No foreign transaction fees.
Cons
Annual fee
Limited lounge access
High APR
Miles expiry
Limited airline choice.
8.
Delta SkyMiles Gold Business American Express Card
Pros
No foreign transaction fees
First checked bag free
Priority boarding
Earn miles on purchases
Annual fee waived first year.
Cons
Annual fee after first year
Limited lounge access
High APR
Low redemption value on some flights
Limited transfer partners.
9.
Hilton Honors American Express Business Card
Pros
High Hilton points earning rate
Complimentary Gold Status
Free Weekend Night Reward
No foreign transaction fees
Access to Amex Offers.
Cons
Annual fee
Limited airport lounge access
Rewards best for Hilton stays
High APR
Spending requirements for bonuses.