Top 10 Business Travel Credit Cards
Business travel credit cards are specialized financial products designed to meet the needs of frequent business travelers. They offer various perks such as travel rewards, expense management tools, and exclusive benefits aimed at making travel more efficient and cost-effective.
These cards often come with a range of features that cater specifically to business travel requirements. For instance, cardholders may earn points or miles for every dollar spent, which can be redeemed for flights, hotel stays, or other travel-related expenses. Additionally, business travel credit cards frequently offer complimentary access to airport lounges, travel insurance, and concierge services. They also often provide tools for managing and tracking expenses, which can be particularly useful for businesses aiming to streamline their expense reporting process. Some cards may offer higher earning rates on specific categories like airfare, dining, or hotel stays, providing further value for frequent travelers. Finally, features such as no foreign transaction fees and travel-related purchase protections help make international business travel smoother and more economical.
- American Express Business Platinum CardView All
American Express Business Platinum Card - Premium rewards and benefits for business travel and expenses.
- Chase Ink Business Preferred Credit CardView All
Chase Ink Business Preferred Credit Card - High-reward business card with flexible points and travel benefits.
- Capital One Spark Miles for BusinessView All
Capital One Spark Miles for Business - Business card earning unlimited travel miles with flexible redemption.
- CitiBusiness / AAdvantage Platinum Select MastercardView All
CitiBusiness / AAdvantage Platinum Select Mastercard - Business credit card with AAdvantage miles and travel perks.
- Marriott Bonvoy Business American Express CardView All
Marriott Bonvoy Business American Express Card - Rewards business spending with travel perks and Marriott points.
- The Business Platinum Card from American ExpressView All
The Business Platinum Card from American Express - Premium business card with luxury perks and extensive rewards.
- United Business CardView All
United Business Card - United Business Card: Travel rewards, flight perks, business benefits.
- Delta SkyMiles Gold Business American Express CardView All
Delta SkyMiles Gold Business American Express Card - Delta travel rewards, business perks, moderate annual fee.
- Hilton Honors American Express Business CardView All
Hilton Honors American Express Business Card - Travel rewards, business benefits, Hilton perks.
Top 10 Business Travel Credit Cards
1.
American Express Business Platinum Card
Pros
- Extensive travel rewards
- Luxury airport lounge access
- Comprehensive travel insurance
- No foreign transaction fees
- 24/7 concierge service.
Cons
- High annual fee
- Limited acceptance
- Complex rewards program
- Excellent credit required
- Limited cash-back options.
2.
Chase Ink Business Preferred Credit Card
Pros
- High rewards rate
- Travel benefits
- No foreign transaction fees
- Extensive insurance coverage
- Large sign-up bonus
Cons
- Annual fee
- Requires good credit
- Limited redemption options
- High APR
- No introductory APR
3.
Capital One Spark Miles for Business
Pros
- 2x miles on all purchases
- No foreign transaction fees
- 50
- 000 miles sign-up bonus
- Flexible redemption options
- Free employee cards.
Cons
- $95 annual fee after the first year
- Limited travel partners
- Requires good to excellent credit
- No introductory APR
- Potential for high APR.
4.
CitiBusiness / AAdvantage Platinum Select Mastercard
Pros
- Earn American Airlines miles Free checked bag Priority boarding No foreign transaction fees Companion certificate after spending threshold
Cons
- High annual fee Limited airline-specific benefits High APR Requires good credit Limited airport lounge access
5.
Marriott Bonvoy Business American Express Card
Pros
- High rewards rate
- Complimentary Silver Elite status
- Free night award annually
- No foreign transaction fees
- Travel and purchase protections.
Cons
- $125 annual fee
- Limited airline transfer partners
- Rewards redemption restrictions
- Requires good credit
- No intro APR offer.
6.
The Business Platinum Card from American Express
Pros
- High rewards on travel
- Extensive airport lounge access
- Annual travel credits
- Premium travel insurance
- Concierge service.
Cons
- High annual fee
- Limited reward categories
- Complicated rewards structure
- Requires excellent credit
- May have limited merchant acceptance.
7.
United Business Card
Pros
- Earn United miles
- Priority boarding
- Free checked bag
- Two United Club passes
- No foreign transaction fees.
Cons
- Annual fee
- Limited lounge access
- High APR
- Miles expiry
- Limited airline choice.
8.
Delta SkyMiles Gold Business American Express Card
Pros
- No foreign transaction fees
- First checked bag free
- Priority boarding
- Earn miles on purchases
- Annual fee waived first year.
Cons
- Annual fee after first year
- Limited lounge access
- High APR
- Low redemption value on some flights
- Limited transfer partners.
9.
Hilton Honors American Express Business Card
Pros
- High Hilton points earning rate
- Complimentary Gold Status
- Free Weekend Night Reward
- No foreign transaction fees
- Access to Amex Offers.
Cons
- Annual fee
- Limited airport lounge access
- Rewards best for Hilton stays
- High APR
- Spending requirements for bonuses.